Woodstock, GA Real Estate | Michelle Miller, RE/MAX REALTOR®

August 23, 2008

Craftsman Style 1 Story w/Huge Full Basement | MOUNTAIN VIEWS | Jasper, GA | Over An Acre Lot!

Elegant Craftsman Style Home with all the Upgrades Imaginable | Rich Brazillian Hardwood Floors | Screened In Porch w/Ceiling Fan & Tile Floors | Large Deck Overlooks Private Level Backyard | Amazing Mountain Views from all Rooms on the Front of the Home | Large Finished Bonus Room Upstairs | Jack & Jill Bath with Secondary Bedrooms | Office | Plenty of Room for a Pool | Large Private Lot | Dramatic High Ceilings | Granite in Kitchen & Baths w/Tile Floors | Don’t Miss the Opportunity to call this amazing House HOME!

Visit www.bestgahomes4sale.com for more information, additional photos, buying or selling information!


Michelle Miller, REALTOR® | RE/MAX Town & Country | michellemiller1@remax.net | 404-538-5396
107 Kimberlys Way, Jasper, GA
Stunning Custom Ranch Home- Beautiful Upgrades Throughout- Mountain Views!
4 Bdrm Single Family House
offered at $359,900
Year Built 2006
Sq Footage Unspecified
Bedrooms 4
Bathrooms 2 full, 1 partial
Floors 1
Parking 2 Car garage
Lot Size 1.05 acres
HOA/Maint $0 per month

DESCRIPTION

Full Daylight Basement* Amazing Brazilian Hardwood Floors. Upgraded Crown, Floor, Casings! Crown Molding Throughout ~ Inside & Out! Beautiful Granite Countertops in Gourmet Kitchen & Baths! Spacious & Inviting Floor Plan (split bedroom!). Gorgeous Mountain Views! Come See ~ this Home has it All!

*Information herein deemed reliable, but not guaranteed. *Offer subject to change without notice. *Equal Housing Opportunity. *Each RE/MAX Office Individually Owned & Operated. RE/MAX Town & Country: 770.928.4966

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Hardwood floor
Tile floor Family room Bonus/Rec room
Office/Den Dining room Breakfast nook
Dishwasher Stove/Oven Microwave
Granite countertop Stainless steel appliances Attic
Basement Laundry area – inside Balcony, Deck, or Patio
Yard Jacuzzi/Whirlpool


OTHER SPECIAL FEATURES

UPGRADES EVERYWHERE: Brazilian Hardwood Floors, Upgraded Moldings Throughout, Granite Countertops!
Gourmet Kitchen w/Upgraded Appliances, Granite, Tile, Backsplash, Recessed Lighing & More!
Energy Efficient Home – 3 Zone Heating/AC
Electric Heat until Temps reach 35 degrees, then Home Uses Gas!
Irrigation System AND Auto Fertilization System!
1.05 Acres – One of, If Not the Best Lot in the S/D! Level Backyard! Mountain Views!
Gas Hook-up Already Installed on Spacious & Extended Deck!
Screened-in Porch with Tile Floor & Ceiling Fan! Relax!
Full Basement Stubbed for Bathroom & Separate Septic Tank!
Beautiful Stone Fireplace w/Gas Logs! Start your cozy Fire with your Remote!
GREAT Home for Entertaining & Overnight Guests! Guest Suites Each Have Private Granite Vanities!
Too Many Upgrades to List them All!
ADDITIONAL PHOTOS

Seller contact info:
Michelle Miller, REALTOR®
RE/MAX Town & Country
404-538-5396
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Apr 12, 2008, 8:42am PDT

Spacious Home on 9.6 Acres! | Desired Hickory Flat Area of Woodstock, GA | Heated In-Ground Pool!

This is a gorgeous property. Feels like being out in the country with mountain views & pastures, yet minutes to Downtown Woodstock, Roswell, I-575, Shops, Dining & Much More! Close to Alpharetta, yet Great Cherokee County Taxes. Sequoyah High School District, which has some of the best test scores in Georgia! Come see what you’re missing!

Call Michelle Miller with RE/MAX Town & Country for more information or to schedule a date/time to see this property. (404.538.5396)


Michelle Miller, REALTOR® | RE/MAX Town & Country | 404-538-5396
4540 Waters Road, Woodstock, GA
9.6 Beautiful Acres in Desired Hickory Flat Area | Cherokee Taxes, Mins to Alpharetta | Solarium with Gunite Pool with Rock Waterfall | 32′x50′ Barn o
4BR/3BA Single Family House
offered at $600,000
Year Built 1980
Sq Footage Unspecified
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors Unspecified
Parking 2 Car garage
Lot Size 9.6 acres
HOA/Maint $0 per month

DESCRIPTION

* Information herein deemed reliable, but not guaranteed. *Terms subject to change withouth notice. *Equal Housing Opportunity. *Each RE/MAX office is individually owned & operated. Office phone: 770.928.4966.
see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Hardwood floor Family room
Dining room Dishwasher Stove/Oven
Microwave Granite countertop Stainless steel appliances
Basement Laundry area – inside Balcony, Deck, or Patio
Swimming pool Jacuzzi/Whirlpool


OTHER SPECIAL FEATURES

9.6 Beautiful Acres – Could be horse farm! Large Barn with Electricity!
Spacious & Open Ranch Home on Full Finished Basement
Three Sides Brick with Cedar and Stone Construction
Great place for privacy, to ride ATV’s & much more!
Renovated & Updated Kitchen w/Stainless Steel Thermador Range
Did I mention the Huge Island with Breakfast Bar & the Granite Countertops?
Hardwood Floor on Main -Except Tile in Bathrooms!
Inviting Family Room Opens to Solarium with In-ground Gunite Pool with Rock Waterfall!
Pool Views From Most Rooms in the Home!
Minutes to Downtown Woodstock, I-575, Shops, Dining & More!
Oversized Hardwood Master Suite with Fireplace, Deck Access & Sitting Room
Covered Front Porch & Wrap Around Deck!
Tranquil Home & Property with Privacy, yet close to everything!
Finished Basement has separate Entrance & Handicap Features!
Virtual Tour: http://michellemiller2.point2agent.com/Listing/VirtualTour.ashx?listingid=1739907
Web: www.bestgahomes4sale.com
ADDITIONAL PHOTOS

Seller contact info:
Michelle Miller, REALTOR®
RE/MAX Town & Country
404-538-5396
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: May 20, 2008, 12:14pm PDT

Fabulous Brick Ranch Home | Full Daylight Basement | Lake Front | 2.45 Private Acres

Gorgeous Brick Ranch on 2.45 Private Acres | Lake Front w/Dock & Fishing Boat | Large Daylight Basement w/Bedroom & Bath! Great Dawsonville/Forsyth County Location ~ Minutes to 400! Gentle Slope with Stair/walkway Leads to Private Dock on Approx. 13 Acre Lake! Enjoy Nature & Lake Views From Most Rooms in this Immaculately Maintained Home! Come See!


Michelle Miller, REALTOR® | RE/MAX Town & Country | michellemiller1@remax.net | 404-538-5396
5575 Dunroven Way, Dawsonville, GA
Gorgeous Brick Ranch on 2.45 Private Acres | Lake Front w/Dock & Fishing Boat | Large Daylight Basement w/Bedroom & Bath!
4BR/3BA Single Family House
offered at $449,900
Year Built 1993
Sq Footage Unspecified
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 1
Parking 2 Car garage
Lot Size 2.45 acres
HOA/Maint $0 per month

DESCRIPTION

*Equal Housing Opportunity. *Information herein deemed reliable, but not guaranteed. *Offer subject to change without notice. *Each RE/MAX office is individually owned & operated. *Office #:770.928.4966 *My Direct #: 404.538.5396. *Email Me: michellemiller1@remax.net. *Web: www.bestgahomes4sale.com.
see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Hardwood floor
Family room Office/Den Dining room
Breakfast nook Dishwasher Stove/Oven
Granite countertop Stainless steel appliances Basement
Laundry area – inside Yard


COMMUNITY FEATURES

Lake


OTHER SPECIAL FEATURES

Gorgeous Brick Ranch ~Open, Spacious & Bright Floor Plan
Dramatic 9′+ Ceilings Throughout ~ Great Feature!
Hardwoods in Foyer, Kitchen, Breakfast Area & Sunroom!
Elegant Formal Dining Room
Seats 12+!
Spacious & Open Family Room w/Cathedral Ceiling & Lake View!
Remodeled & Updated Kitchen w/Upgraded Granite, SS Dbl Ovens & More!
Lake Views From Most Rooms in Home!
Oversized Master Suite w/Trey Ceiling, His/Hers Closets & Private Bath!
Private Bath w/His/Hers Vanities, Deep Jetted Tub, Sep Shwr, Tile….
LAKE FRONT! Approx. 13 Acre Lake! Dock & Fishing Boat Included!
Beautiful Community with Panoramic, Treetop & Mtn Views!
Great Location! Just a couple mins to 400!
Large Basement w/Bedroom, Office, Bathroom & Spacious Unfinished Area!
Oversized Deck with Access From Sunroom, Family room & Master Suite!
Search all MLS Listings: www.bestgahomes4sale.com (no registration!)
Virtual Tour: http://michellemiller2.point2agent.com/Listing/VirtualTour.ashx?listingid=1787992
ADDITIONAL PHOTOS

Seller contact info:
Michelle Miller, REALTOR®
RE/MAX Town & Country
404-538-5396
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Jun 13, 2008, 7:57am PDT

Become a Homeowner! | Start Here for Great Tips – From Financing to Closing!

Below is a list of necessary steps that will prepare you to begin your home search! My goal is to make sure that your home purchase is a pleasant experience and that you don’t encounter any negative surprises.

  • YOUR PRICE RANGE: Consult a lender (or a few) to determine how much home you can afford. You will want to base this in part on your desired monthly payment. Your lender of choice will be able to tell you your pre-approval amount as well as the price range that will keep you within your limits for your desired monthly payment.
  • Be sure to factor in costs associated with homeownership such as annual property taxes, annual homeowners insurance, homeowners association fees (if applicable), maintenance & upkeep, etc.
  • LOAN PRE-APPROVAL: Your lender will give you a list of items necessary to process your loan such as w2’s, bank statements, paycheck stubs, etc. Gather, organize and deliver this information to your lender upon request to insure that you are truly pre-approved. You will need a pre-approval letter upon submitting an offer to purchase your new home.
  • Research (ask your lender) to determine if you qualify for any special mortgage or down payment-assistance programs.
  • Remember, you will need to save funds for:

    • Home Inspection ($350 to $475 depending on size, age & location of home)

    • Termite Inspection ($45-$175 depending on the company) as the lender will require a “clean wood infestation report” prior to closing

    • Homeowners Insurance Policy (varies based on insurance company, size, location and other factors)

    • Appraisal ($300 to $425): the lender will use an appraiser from their “approved list”, but typically the buyer will pay for this up front.

    • Down Payment (your lender will let you know how much you will need, if any)

    • Closing Costs (includes taxes, attorney’s fees, lender fees (typically 2 to 4% of the sales price) are determined by your lender. We can try to negotiate with the Seller to pay closing costs (or a portion) depending on yours and the Homeowner’s needs.

  • YOUR NEW HOME: Develop a wish list of what you’d like your home to have. Then prioritize the features on your list.

  • LOCATION: Select several communities or an area that will offer you what you want with regard to amenities, schools, location, highway/interstate access, safety, etc.

  • Find an experienced REALTOR® who can guide and advise you through the process! He/She will help you locate, negotiate, process all documents, stay in touch with your lender and keep you on track for a smooth transition. (and more!)

If you feel that you could have some credit issues, go ahead and obtain a copy of your credit report and clear up any unresolved issues if possible. Your lender can tell you the issues that are of most importance and will help you determine what needs to be done so you can be approved for a loan!

For additional information or to search all homes listed on GA MLS and FMLS visit www.bestgahomes4sale.com. Or you can contact me directly ~ I’m always glad to help!

Be sure to check out my blog:
Thinking of Purchasing a Home? | 8 Credit Tips

Kind Regards,
Michelle Miller
REALTOR®

RE/MAX Town & Country of Woodstock, GA

Direct: 404.538.5396
Email: michellemiller1@remax.net
Web: www.bestgahomes4sale.com

Real Estate Agent in Woodstock, Cherokee County, Georgia

Getting Your GA Home Ready to List/Sell! | Advice to help your home sell faster with higher returns!

There are many factors that should be addressed when getting your home ready to sell. I list many homes, but I also work with Buyer’s and have for many years. Through working with so many buyers, I have learned what buyer’s look for as well as what makes buyers most interested in the homes that they decide to purchase. There are things we cannot change such as floor plans, land topography, location, etc., but there are so many items that make your home more appealing to a wider variety of buyers. My tips below are basic, but imperative and I hope this helps you get the results you desire. My advice to you is as follows:

Price is the key!!! Price your home correctly!!! If you have to list your home at this time please be sure that you are ready to price your home to sell (consult a REALTOR® for a Comparative Market Analysis and for advice as to what needs to be done to your home) otherwise be prepared for your home to sit on the market much longer than during typical market conditions.

Have your home completely ready to show prior to listing. Your biggest rush of buyers will be within the first few weeks of listing your home (for median or lower priced homes). You could lose “your buyer” if you have issues that need to be rectified or if your home is overpriced when initially listed.
First impressions are imperative when showing your home.

  • Deep clean kitchen & baths (cabinets inside & out, stove/oven, sink, counter-tops, built-in microwave, refrigerator (even if you aren’t selling with the home), light fixtures, pantry, bathtubs, showers, etc… Place small appliances such as toasters, can openers and other appliances not used daily in cabinets or pantry to make counter space appear more abundant.
  • De-clutter all rooms, closets, basement, garage, bedrooms, laundry, kitchen, etc. Pack items not used daily in boxes and stack neatly in basement, garage or large closets. If you have an over abundance of storage it might be necessary to rent a storage building.
    Remove excess furniture or decorations to make your space appear larger.
    You will want to remove excessive personal photos as well which will allow prospective buyers to imagine their family living in the home.
  • Clean or replace carpet. If your carpet has dark edges around the moldings ~ I recommend replacing. This happens when carpet is “wet cleaned” as opposed to steam cleaning. If you cannot afford to replace the carpet that is beyond cleaning~ offer a carpet allowance within your listing.
    Paint if necessary (interior and/or exterior walls, doors, ceilings & moldings: windows, floor, door, chair & crown)
  • Clean windows, blinds and other treatments windows!
  • Front Entrance: It is imperative that your entry is free of rotten wood, clutter, dirt, etc. Make sure that your entrance is clean, freshly painted and inviting.
  • Curb Appeal: Make sure your grass is cut (clippings removed from driveways, walkways and curb. Make sure that your beds have colorful flowers, no weeds and fresh mulch or pine straw. Make necessary repairs to any siding or roof issues that will be apparent upon driving up to your home.
  • Pet odors: BIG THING! Pet odors are hard to remove. Interior carpet & pad should be replaced if unable to remove odors. Basement and garage floors (concrete) seem to hold these smells. Try bleaching repeatedly, but professional services may be required to permanently remove these smells. Most consumers will spend as little time as possible in homes with odors.
  • Dated or older homes: Either price to give the buyer the option to purchase at a price that would enable them to make updates to the home OR update your home yourself with advice from your REALTOR® or home stager. You will need to replace older colored tubs, toilets & sinks, dated colored tile (green, blue, orange, pink, etc.), remove wallpaper, paint with neutral paint colors and update trim color if suggested. Also, a big consideration is whether or not the comparable homes in the community are also dated or if they have been updated. Talk to a REALTOR® before making any big decisions with regard to updating. We can inform you of the most important and cost efficient changes that will make the biggest difference in the sale of your home.

If your home is not “show ready” and you do not plan to make the changes/repairs/updates necessary ~ PRICE ACCORDINGLY. Remember that buyers will be calculating necessary repairs/updates while viewing your home and if it listed too high they could decide that it is too much work for the money and decide not to waste their time even making an offer.

It is a good idea to have a home inspection performed by a professional home inspector so as to find out any potential issues and repair prior to listing…. Or adjust your list price accordingly. You can also offer buyer allowances for items such as paint, carpet and other necessary repairs.

My tip of the month: When replacing carpet in your home – please, please, please go the distance and replace all the carpet to match in both color as well as levels of wear/tear! Buyer’s typically have issues with mis-matched carpet such as different colors in different rooms as well as visable seams that separate the rooms. Seller’s seem to try to save money by just replacing the family room & down the hall, but leave the old (sometimes dated colored) carpet in the bedrooms, which could result in the home feeling “dated” and the loss of potential buyers. Also, if possible – put updated tile (more desired) or vinyl (cheaper fix) in bathrooms as carpet in bathrooms are a big turn off for most buyers!

For dated homes, a good example of a transformation: A little paint, new 2″ white blinds, new carpet, new light fixtures & cornis board drapery.  Change to updated faucets, lighting, paint all trim from wood to white and painted the walls all with neutral paint colors. If they were listing.  For additional help with low cost transformations, information on preparing, pricing (free CMA), listing and/or selling your home feel free to contact me. I love to help!

Kind Regards,

Michelle Miller, REALTOR®, ABR®
RE/MAX Town & Country

Direct: 404.538.5396
Email: michellemiller1@remax.net
Web: www.bestgahomes4sale.com

GORGEOUS Woodstock TownHome | 3 BR, 2.5 BA | Swim, Tenn, Fit S/D | $142,000!

UNBELIEVABLE PRICE for this beautiful Woodstock, GA townhome! Desired River Park community | End Unit with additional patio and yard area! One of the bigger homes with the lowest list price! Rich hardwoods on all of main | Garage parking with auto door opener | Desired Craftsman style appearance, full of upgrades and extras! | ALL appliances included at this price! ~ Even Refrigerator, Washer & Dryer! | All Electric | Awesome location ~ less than 5 mins to I-575, shops, dining & much more! | Beautifully Maintained ~ Mrs. Clean Lives here!

Visit www.bestgahomes4sale.com for additional information, photos or virtual tour! Or call Michelle Miller (404.538.5396) with RE/MAX Town & Country for an appointment to see this great home!


Michelle Miller, REALTOR® | Your GA Real Estate Expert! | RE/MAX Town & Country | michellemiller1@remax.net | 404.538.5396
618 Sweet Bay Ridge, Woodstock, GA
REDUCED! Unbelievable Price! Many Upgrades & Larger Floor Plan w/Oversized Master! ALL Appliances Incl!
3BR/2.5BA Townhouse
offered at $142,000
Year Built 2005
Sq Footage Unspecified
Bedrooms 3
Bathrooms 2 full, 1 partial
Floors 2
Parking 1 Car garage
Lot Size Unspecified
HOA/Maint $95 per month

DESCRIPTION

Must See! Great Cherokee County Schools! Awesome MasterPlanned Community. End Unit, Beautifully Upgraded! Owner Relocated & Motivated!

*Equal Housing Opportunity! *Information herein deemed reliable, but not guaraneed. *Offer subject to change without notice. *Each RE/MAX Office individually owned & operated. Office #:770.928.4966

see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
Walk-in closet Hardwood floor Tile floor
Family room Breakfast nook Dishwasher
Refrigerator Stove/Oven Microwave
Washer Dryer Laundry area – inside
Balcony, Deck, or Patio Yard


COMMUNITY FEATURES

Business center Clubhouse Fitness center
Swimming pool(s) Tennis court(s) Playground


OTHER SPECIAL FEATURES

Desired River Park Community Close to I-575, Shopping, Restaurants, Schools & More!
Swim, Tennis, Fitness Center, Panoramic Views, This Community has it’s own Fire Dept!
All Electric! No Costly Gas Bills!
Beautifully Upgraded w/Hardwoods on Main, Ceramic Tile in Baths & Laundry Room!
Professionally Installed 2
Upgraded Refrigerator, Stove/Oven, Built-in Microwave, Dishwasher AND Washer & Dryer INCLUDED!
Great Open & Flowing Floor Plan w/Powder Room on Main!
Upgraded Cabinets! Oversized Master Suite w/Trey Ceiling! Huge!
Don’t Miss This One!
View the Virtual Tour: www.bestgahomes4sale.com/Listing/VirtualTour.ashx?listingid=1251563
Or Visit my Web Site: www.bestgahomes4sale.com
REDUCED 10K, Must Sell! AMAZING PRICE!
ADDITIONAL PHOTOS

Seller contact info:
Michelle Miller, REALTOR® | Your GA Real Estate Expert!
RE/MAX Town & Country
404.538.5396
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Jul 11, 2008, 9:10am PDT

The Benefits of Using a Buyer’s Agent!

Filed under: Uncategorized — Michelle Miller, REALTOR®, ABR® @ 4:19 pm
Tags: , , , ,

As a consumer, how often do you buy real estate property?  Once, twice, maybe three times in your lifetime? Purchasing real estate is a complex transaction with many details to be handled. Typically the seller will be represented by an agent. Don’t you want to have fair representation as well? 

 

Using a Buyer’s Representative offers the consumer many benefits. A Buyer’s Representative will:

  • Evaluate the specific needs and wants of the buyer and locate properties that fit those specifications.
  • Show properties in the price range (determined by lender) and locale the consumer has determined.
  • Assist in viewing properties and either accompany the client on the showings or preview the property on behalf of the client to ensure that the identified specifications are met.
  • Research the selected properties to identify any problems or issues to help the consumer in making an informed decision prior to making an appropriate offer on the property.
  • Advise the client on structuring an appropriate offer by providing pricing and negotiating advice with a Competitive Market Analysis to establish value which ensures you make the offer based on accurate up-to-date information.
  • Present the offer to the seller’s agent and seller on client’s behalf.
  • Negotiate on behalf of the buyer client to help obtain the identified property.
  • Review and explain all legal documentation to their buyer client.
  • Make recommendations and assistance in securing appropriate financing for the selected property.
  • Provide a list of potential qualified vendors, e.g. movers, attorneys, and carpenters, if these services are needed by the consumer.
  • Help arrange desired or needed inspections which could include a home inspection, mechanical, environmental, pest, and/or water & septic.
  • Accompany the buyer to closing and assist in closing procedures and the possession of the buyers new home.
  • Knows what’s involved and helps the transaction proceed in a timely manner!

When you have a Buyer’s Agent you are armed with knowledge & experience and you can be confident that you will be fully represented throughout your real estate transaction.

Representation from a Buyer’s Agent vs. using the Seller’s (listing) Agent | Here’s what you can expect!

Using Listing Agent Vs. Using Buyer's Agent!

 

 

Sincerely,

Michelle Miller, REALTOR®, ABR®
RE/MAX Town & Country
Direct: 404.538.5396
Email: michellemiller1@remax.net
Web: www.bestgahomes4sale.com
(search all homes listed on MLS ~ no registration required!)

 

Your Woodstock GA Market Expert
I am never too busy for your referrals!

GA REALTOR® Earns ABR® What is ABR®? | Home Buyer’s Benefit!

Filed under: Uncategorized — Michelle Miller, REALTOR®, ABR® @ 4:12 pm

What is ABR®?  How Do Home Buyers Benefit?
The Accredited Buyer Representative (ABR®) designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate BUYER’S AGENT Council (REBAC) of the National Association of REALTORS® (NAR)who meet the specified educational and practical experience criteria. (Courtesy of REBAC)

ABR® education provides the buyer representation expertise needed for an edge in todays evermore competitive market.

What does this mean to you, the Buyer?  Your REALTOR®:

  • Has documented experience with regard to effectively representing buyers in real estate transactions!
  • Has taken extra steps and the iniative to become better educated with regard to negotiating for and representing you!
  • Is a member of REBAC and the National Association of REALTORS®
    • To be a member of NAR and a REALTOR®, a real estate agent must abide by a strict set of professional principles (code of ethics) and have pledged to serve customers and clients honestly and fairly.

If you don’t already know the importance of using a Buyer’s Agent, please read:
The Benefits of Using a Buyer’s Agent!

All of that being said….. I am pleased to announce that I received my ABR® designation on July 17, 2008 upon completion of the educational requirements and submission of my documented experience requirment. I am excited about using my newly aquired education combined with years of real estate experience to better help you to obtain your home ownership dreams!

Sincerely,

Michelle Miller, REALTOR®, ABR®
RE/MAX Town & Country

Direct: 404.538.5396
Email: michellemiller1@remax.net
Web: www.bestgahomes4sale.com
(search all homes listed on MLS ~ no registration required!)

Your Woodstock GA Market Expert
I am never too busy for your referrals!

What is a Short Sale & Is It For Me? | Help for Homeowner’s!

Foreclosure Next Exit!

Lately I have had numerous people ask me if they should try to short saletheir home. These are people who are stuck in increasing adjustable rate mortages, interest only loans with balloon payments coming due that can’t refinance or afford to pay the balloon payment, high interest rate loans with extremely high mortgage payments that they can no longer afford and people who want or need to sell, but feel that they won’t be able to get what they owe on their homes due to declining values.

Short sales have saved many people from foreclosure thus saving lenders hundreds of thousands that they would have lost with the alternative ~ Foreclosure! That being said, do you need to short sale your home? Can you short sale your home? Would you even want to try to short sale your home? Lets see….

What is a short sale?
A short sale is when your lender(s) agrees to take less than what is owed on your home upon the sale of your home. The professional definition: A short sale is when a mortgage company accepts a discount on the note to avoid a possible foreclosure action. Instead of buying from a seller, the property is purchased directly from the lender for a discount. When a homeowner can’t meet their financial obligations on the property lenders are sometimes willing to accept less than the full amount due, commonly referred to as a “Short Pay” or “Short Sale“.

Here are some of the basics that you should know prior to making the decision to try to short sale your home:

  • Most lenders will not typically agree to a short sale unless your loan is in default (you have missed one or more payments). So if you are not behind on your payments chances are that they will not consider your home for a short sale. This does vary from lender to lender so you will want to talk to your lender and/or an experienced REALTOR® (who can contact your lender) to find out your institution’s practices.
  • If you are so far behind on your payments that your lender has begun the foreclosure process, it is probably too late. However, some lenders have been known to hold off on the foreclosure and auctioning your property if you already have a buyer, a binding purchase and sale agreement and have already submitted all short sale documentation, but are simply waiting for an answer.
  • You have to be able to prove hardship. A REALTOR® who knows short sale procedures can tell you what you need with regard to your hardship letter, budget and required documentation.
  • Typically your lender will not tell you how much they will accept until you submit a binding purchase and sale agreement for the sale of your home combined with a short sale package and it is either accepted or rejected.
  • It could take 6 months or more to get an answer from your lender after submitting a binding sales contract, your short sale package and all required documentation. If you are already behind on your loan, your home could go into foreclosure before a decision is made with regard to the short sale. Also, you could lose your buyer if it takes too long as buyers get anxious and can decide to terminate and move on to the next property.
  • You could have adverse tax effects with short selling your home. You need to consult an accountant prior to listing your home for short sale.
  • Your lender could try to make you pay the difference between what you owe and the amount they agree to accept.Get a good REALTOR® who knows how to negotiate short sales and knows the special stipulations to put in the contract to assure that this doesn’t happen to you! Your lender may not accept the special stipulation, but at least you are not bound to the agreement, nor to pay back this amount.

Some other helpful information you should read:
Hardship Letter | Imperative for Negotiating a Short Sale
Short Sale Package | Standard Items Needed

All of this may sound quite difficult to you, but let me assure you that there are MANY cases where Homeowners are able to short sell their home and were able to walk away with their desired results based on their circumstances. Feel free to contact me with any questions you might have. I would love to give you all the facts based on your situation so you can make an informed decision!

Kind Regards,
Michelle

Michelle Miller, REALTOR®, ABR®
RE/MAX Town & Country of Woodstock, GA
Direct: 404.538.5396 Email: michellemiller1@remax.net
www.bestgahomes4sale.com

RE/MAX Town & Country of Woodstock
Agent of the Year | 2007

A Perfect ‘10′! |Gorgeous Canton, GA 4BR/3BA Hm! | Level, Fenced, Cul-de-sac | $216K

Beautifully Appointed | Great Location in Hickory Flat Area, Close to Alpharetta, Roswell, Woodstock, I-575 & More! | Level Cul-de-sac Lot w/Lush Landscaped Front Yard, Large Privacy Fenced Back Yard | Finished Terrace Level w/Master Sized Bedroom, Full Bathroom and Den (or playroom, rec rm, office, etc.) ~ Perfect for Overnight Guests | Soaring Cathedral Ceiling in Family Room | Elegant Formal Dining | Spacious Kitchen | Deck and Patio | Deep Garage Fits 3 Cars! | Quiet & Friendly Neighborhood!


Michelle Miller, REALTOR® | RE/MAX Town & Country | 404-538-5396
114 Westchester Crossing, Canton, GA
Awesome Cul-de-sac & Level Lot with Private & Fenced Backyard! Spacious, Open & Flowing Floor Plan w/Finished Suite on Terrace Level. Qui
4BR/3BA Single Family House
offered at $216,000
Year Built 2002
Sq Footage Unspecified
Bedrooms 4
Bathrooms 3 full, 0 partial
Floors 1
Parking 2 Car garage
Lot Size .37 acres
HOA/Maint $0 per month

DESCRIPTION

*Information herein believed to be true, but not guaranteed. *Offer subject to change without notice. *Equal Housing Opportunity. *Each RE/MAX office is individually owned & operated.
see additional photos below
PROPERTY FEATURES

Central A/C Central heat Fireplace
High/Vaulted ceiling Walk-in closet Hardwood floor
Family room Bonus/Rec room Office/Den
Dining room Breakfast nook Dishwasher
Stove/Oven Basement Laundry area – inside
Balcony, Deck, or Patio Yard Jacuzzi/Whirlpool


OTHER SPECIAL FEATURES

Maintenance Free Vinyl Siding with Gorgeous Stacked Stone Accents.
Amazing Cul-de-sac Lot! Oversized Deck Overlooks Private, Fenced & Parklike Back Yard.
Patio Underneath Deck with Access to Terrace Level!
Quiet, Friendly & Established Neighborhood
Spacious, Open & Flowing FlrPln is Beautifully Appointed w/Designer Paint Colors & Updated Lighting
Inviting Family Rm Features Soaring Cathedral Ceiling, Stacked Stone Fireplace & Bay Window.
Elegant Formal Dining Room with Gorgeous Moldings, Trey Ceiling, Columns & View to Family Room.
Spacious Kitchen Features Abundant Rich Cabinetry & Counter Space, Pantry, Brkfst Area & Views FamRm
Large Master Suite Boasts Deep Double Trey Ceiling & Updated Lighting
Private Master Bath w/Jetted Tub, Separate Shower, Double Vanity & Walk-in Closet!
Finished Terrace Level Features Oversized Den, Master Sized Bedroom & Full Bath! Great Teen Suite!
Nice Sized Secondary Bedrooms!!! You will LOVE this home!
Garage with Auto Door Openers ~ Room to Park 3 Vehicles!
Visit www.bestgahomes4sale.com for more information!
Virtual Tour: http://michellemiller2.point2agent.com/Listing/VirtualTour.ashx?listingid=1826488
ADDITIONAL PHOTOS

Seller contact info:
Michelle Miller, REALTOR®
RE/MAX Town & Country
404-538-5396
For sale by agent/broker

powered by postlets Equal Opportunity Housing
Posted: Aug 11, 2008, 7:31am PDT

Presented by:

Michelle Miller, ABR®, REALTOR®
RE/MAX Town & Country
Direct: 404.538.5396
Email: michellemiller1@remax.net
Web: www.bestgahomes4sale.com

Real Estate Agent in Woodstock, Cherokee County, Georgia

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